So I’ve obtained form of a bizarre story, however I am going to maintain it quick. Principally I had nice credit score till my partner handed away final yr. We had so debt however we had been getting it paid off, weren’t dwelling paycheck to paycheck, issues had been on the up. Then, he died very abruptly and I had nowhere close to the financial savings to maintain issues afloat whereas I drastically tried to recalibrate my life with out him. This resulted in my contemplating chapter and beginning that course of. Then, I discover out that my partner had a life insurance coverage coverage and that windfall made it so I may pay all our debt. The issue was I had already been following the directions by the chapter lawyer to principally cease funds on all of the accounts for which I used to be submitting. By the point the life insurance coverage got here I had wracked up quite a few 30 day plus missed funds, and a lot of the accounts closed as properly.
Now I am in a significantly better place financially and I am seeking to do the traditional issues like finance a automotive, however my poor credit score rating took such successful. Is there anywhere I can go for assist with issues like goodwill letters/ late cost forgiveness?
Thanks in your assist