Acquired a letter within the mail inviting me to use for a bank card, it is 0% APR till August of subsequent 12 months. I am $8,500 in bank card debt (would’ve been $8,000 if it weren’t for an surprising dental expense). There is a $200 bonus for signing up. I have not touched my bank card this month. I’ve good credit score. Ought to I apply and do a stability switch so I can at the least cease paying for curiosity?